A neutral, experienced decision-maker who resolves consumer disputes efficiently and fairly — outside of court, with the finality of binding arbitration.
Role of the Arbitrator
Neutral Decision-MakingOutside of Court
An arbitrator in consumer matters serves as a neutral decision-maker who resolves disputes between consumers and businesses outside of court — typically through binding arbitration. Unlike a mediator, the arbitrator hears evidence and arguments from both sides and renders a decision that is legally binding and enforceable.
Mr. McCathren's deep expertise in consumer automotive law, finance, insurance, and regulatory compliance makes him uniquely qualified to arbitrate the complex factual and legal issues that arise in consumer disputes. His decisions are grounded in decades of direct industry knowledge — not just legal theory.
Advantages of Arbitration
Faster resolution than court litigation
Significantly lower cost than trial
Private and confidential proceedings
Flexible scheduling and procedures
Decision-maker with direct industry expertise
Binding award enforceable in court
Limited grounds for appeal — finality
Informal but structured process
Disputes Handled
Consumer Dispute Categories
Auto Purchase, Leasing & Financing
Dealer misrepresentation in vehicle sales
Lease agreement disputes and excess charges
Finance company billing and collection practices
Vehicle defect and lemon law claims
Repossession disputes and wrongful repossession
Credit Card & Lending Issues
Billing disputes and unauthorized charges
Interest rate and fee disputes
Credit reporting and FCRA violations
Debt collection practices (FDCPA)
Loan modification and forbearance disputes
Warranty & Service Contracts
Extended warranty claim denials
Service contract coverage disputes
Manufacturer warranty interpretation
Implied warranty of merchantability claims
Magnuson-Moss Warranty Act claims
Insurance-Related Claims
Auto insurance claim disputes
GAP insurance coverage denials
Total loss valuation disputes
Uninsured/underinsured motorist claims
Bad faith insurance practices
Consumer Protection Claims
Unfair and deceptive trade practices
State consumer protection statute violations
Truth in Lending Act (TILA) violations
Consumer Leasing Act violations
Regulation Z and Regulation M compliance
Retail & Service Disputes
Repair shop billing and quality disputes
Parts and labor warranty claims
Dealer service department disputes
Retail purchase return and refund disputes
Subscription and service contract cancellations
The Arbitration Process
How Arbitration Works
01
Initiation
Either party submits a demand for arbitration. Mr. McCathren is appointed as arbitrator by agreement or through an arbitration organization.
02
Pre-Hearing
Parties exchange relevant documents and information. Scheduling and procedural rules are established. Preliminary motions may be heard.
03
Hearing
Both parties present evidence, documents, and witness testimony. Mr. McCathren asks clarifying questions and ensures a fair process.
04
Award
Mr. McCathren issues a written decision — typically within 30 days of the hearing. The award is binding and enforceable in court.
Appoint a Qualified Arbitrator
Contact Mr. McCathren to discuss your consumer dispute and whether arbitration is the appropriate resolution mechanism.