Service Area II

Consumer Automotive Consultant

Strategic advisory services for auto finance companies, dealerships, insurers, and vendors navigating the complexities of consumer automotive finance/leasing law and operations.

Advisory Overview

Unmatched Depth in Consumer Automotive Finance

As a consultant with subject-matter expertise spanning more than four decades, Mr. McCathren advises on the full spectrum of consumer automotive finance, leasing and insurance industry matters. His clients have included virtually every major auto finance company in the country, as well as major banks, insurance companies, remarketing firms, collections vendors, and information technology providers.

His consulting practice, BLC Associates, Inc., has operated continuously since 1982, providing strategic guidance on program design, regulatory compliance, litigation preparation, economic analysis, and operational best practices. He is the author of a monthly newsletter, Auto Financing Update, published from 1986 to 2005.

Who Mr. McCathren Serves

Consulting Practice Areas

Six Domains of Deep Expertise

Auto Leasing

Vehicle Lending & Finance

Auto Insurance Matters

Dealership Operations

Regulatory Compliance

Portfolio & Operations

Notable Engagements

A Record of Landmark Work

New York Motor Vehicle Retail Leasing Act

Worked closely with NY Attorney General staff and NYC Department of Consumer Affairs (1989–1994) while representing major lessors on development of the first comprehensive vehicle leasing consumer protection statute in the country, enacted January 31, 1994.

State Model Lease Law

Developed the 'Motor Vehicle Consumer Lessee Protection Act' including all commentary and policy background materials — a model statute adopted as the framework for state-level consumer leasing protection.

Vehicle Value Insurance Cases

Expert witness and consultant on 20+ cases involving vehicle value insurance policies covering more than $2 billion of losses.

Regulation M Development

Consultant to Federal Reserve Board legal staff on Regulation M development, primary architect of 1997 Regulation M disclosures, conducted leasing seminar for FRB legal staff on economic and policy background of the consumer vehicle leasing industry.

ACVL Managing Director (1993–2024)

Managed the trade association for all major domestic and import captive finance companies, banks, and independent lessors — overseeing litigation, regulatory compliance, residual risk management, and government relations for over 30 years.

Engage a Premier Automotive Consultant

Contact Mr. McCathren to discuss your consulting needs and how his four decades of expertise can benefit your organization.